LINE OF CREDIT

Made for building
positive credit history

Start at $200–$400, reach $1,000 over time with flexible repayment options.

Get started
Chef plating dishes on a stainless steel counter in a restaurant kitchen
Tilt app Line of Credit screen confirming qualification for a $400 starting limit. Tilt app Line of Credit draw screen with a slider set to $100.00 out of $250.00 available. Tilt app Line of Credit overview screen showing a $150.00 outstanding balance, draw and pay actions, and upcoming payments.

300K+

Customers

<3 minutes

To get cash with optional instant delivery

3

Repayment options

All credit
scores welcome to
apply

A credit score isn't your whole story. Link a bank account to show real-time money habits and if you're ready for credit.

Tilt Line of Credit issued by FinWise Bank.

Qualify with no minimum credit score

Download the Tilt app and check your eligibility in minutes.

A stack of cash.
Step 1

Draw as needed from your credit line

Start with $200-$400 and grow to $1,000 with on-time payments.*

An unlocked lock.
Step 2

Repay with flexibility

Choose a repayment plan and build positive payment history.

A slinky.
Step 3

Pay your way

Pick from 3 ways to pay
— on-time payments are key to building positive payment history.

1

Repay and skip the interest

When you choose to pay on your next paycheck date, 35.99% otherwise.^

Tilt app Line of Credit payment schedule screen showing automatic repayment on the next paycheck date with 0% APR.
2

Repay in installments

Split between 2 or 4 payments at 35.99% APR.^

Tilt app Line of Credit screen displaying flexible payment options with paycheck-based split payments in 2 or 4 and custom date selection.
3

Repay with more flexibility

Choose your own repayment date at 35.99% APR.^

Tilt app Line of Credit screen showing flexible custom repayment date calendar with user-selected payment scheduling

Your credit
building blocks

Get started

Never miss
a due date

Use MinPay to automatically schedule required payments.

Build positive
payment history

We’ll report your payments
to the credit bureaus.

Track
your score

Watch your credit building
progress in the Tilt app.
OUR CUSTOMERS
“Easy to understand and quick funding.”

Stephen W. January 2025

“Easy to apply & like having opportunity to increase credit limit by making payments on time and not exceeding limit.”

Jen T. June 2026

“They have helped me in clutch situations and I simply pay them back on my next pay period. Very good app and I have told several friends. Thank you [Tilt].”

Jason H. February 2025

Questions?
Answers.

There’s no impact to your credit score to apply for a Line of Credit. If you’re not approved right now, a Cash Advance may be a better fit.
A Tilt Line of Credit is not a credit card. With a Line of Credit there’s no hard credit check to apply, no minimum credit score, and no plastic in your wallet. Instead, you can draw from your line directly into your bank account and spend just like cash, with the opportunity to build positive payment history when used responsibly.
Yes! We partner with Plaid to protect your personal information with secure encryption through the bank linking process. For additional ways to protect your information online, check out our online security tips.
Your Line of Credit payments are reported to the credit bureaus. Making consistent, on-time payments can help you build good payment history.

MORE FROM TILT

Need another
path to cash or credit?

Cash
Advance

Up to $500 with no interest or late fees.

Learn more

Instant delivery is optional. Fees may apply.

Credit
Cards

Spending power that grows with you.

Learn more

Tilt Credit Cards are issued by WebBank.